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Product Information Exploring Finance options online can be daunting but we’re here to help you find the right arrangement for you, be it HP, PCP or an alternative.
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Finance your car online with Retail Renault Group

When you finance your new or used car online with Retail Renault Group, you’ll enjoy a simple and smooth passage to outright ownership.

Just follow these four easy steps…

  1. To find your next car, please browse our extensive range of new Renault, Dacia, Nissan and Alpine vehicles – or more than 900 high-quality used cars produced by an array of well-known marques.
  2. When you’ve found the vehicle that ticks all your boxes, use the finance calculator on the right-hand side of the vehicle detail page to establish a deal that’s right for you. This is where you can factor in a part-exchange deal, add any extras and let us know your preferred delivery method.
  3. Now you’re ready to apply for finance online. Be sure to take the time to read and understand the terms of your contract because the online application process may include a hard credit check. If you have any questions about any part of car financing, please don’t hesitate to contact us.
  4. That’s it – you’re done! We’ll soon be in touch to confirm details of your online application.
What is Personal Contract Purchase (PCP)?
Our PCP Offers
With PCP, you pay a deposit followed by fixed monthly payments over an agreed length of time. Your final payment will be a larger, optional instalment. This is your car’s optional final payment, often referred to as a ‘balloon’ payment. It’s a figure that’s calculated at the start of the agreement and represents how much it will cost you to own the car at the end of the term.

PCP is popular because of the end-of-term options it provides:

Keep the car – pay the final optional payment and the car is yours

Hand the car back – if you decide not to keep the car, you can waive the final optional payment which means you’ll have nothing more to pay

Start a new PCP agreement – you’ll be able to choose a brand-new car

Will I be approved for Finance?

Almost certainly if you have a good credit history. ​​​

Can I get car finance even if I have bad credit?

If your credit history is poor, you may struggle to get financing. However, if you demonstrate an ability to pay, you stand more chance of being accepted​.​​

What is APR?

APR (annual percentage rate) includes interest and any additional fees.​​​

What is the difference between a soft credit search and a hard credit search?

A soft credit search is used to check an applicant’s eligibility for financing. It won’t affect your credit score.

A hard credit search is used when someone applies for financing. Hard credit search is used to carry out a complete search on your credit report. Too many hard credit searches can negatively impact your credit score.​​

Videos on PCP
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What is Hire Purchase (HP)?
HP
Although similar in structure to PCP, HP is much simpler. As with PCP, you pay a deposit followed by fixed monthly instalments. Compared with PCP, monthly HP instalments tend to be higher because you’re paying off the cost of the car rather than depreciation. Also, there’s no larger, optional final payment. Once you pay the final instalment, the car is yours to keep – which is why HP is popular with motorists who want to own their ideal vehicle outright.

Will I be approved for Finance?

If your credit history is good, you’ll almost certainly be approved.​​​

Can I get car finance even if I have bad credit?

It is possible to get accepted for car finance even if you have poor credit history. Please note: if you miss payments, the lender may decide to settle your debt by repossessing the vehicle.​

What is APR?

APR stands for annual percentage rate and it includes interest plus any additional fees.​​​

What is the difference between a soft credit search and a hard credit search?

A soft credit search is used to check an applicant’s eligibility for financing. It won’t affect your credit score.

A hard credit search is used when someone applies for financing. Hard credit search is used to carry out a complete search on your credit report. Too many hard credit searches can negatively impact your credit score.

Videos on HP
View Vehicles on HP

We have trained finance specialists within all of our dealerships who pride themselves in offering outstanding customer service and assisting customers in finding the right funding solution to suit their pocket and individual circumstances.
With clear agreements and competitive finance packages available to suit your needs, we're confident we can help you get something special on your driveway.

Finding the right purchasing agreement is as important as selecting the right vehicle.

With this in mind, we have designed a number of attractive finance packages to make things that much easier.

Why Buy Online? Got a question or need help with an electric vehicle?
Why Buy Online?
If you're looking for your next vehicle, our teams across the country will be happy to assist to help meet and exceed your requirements. Click on the link below to get in contact with your local retailer. Reasons To buy Online